Ghana Association of Microfinance Companies - Term Paper.
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Origin of Microfinance. The idea of providing monetary administrations to low wage individuals is very old. Many casual credit aggregations have been working in numerous nations for a few years like the susus in Nigeria and Ghana, chit supports and Rotating Savings and Credit Associations (Roscas) in India, tontines in West Africa, pasanaku in Bolivia, hui in China, arisan in Indonesia.
International aid donors, government, scholars and other development experts have paid attention to microfinance as a strategy capable of reaching women, individuals and involving them in the development process and eradicating poverty. The microfinance industry has made great strides toward identifying barriers to individuals’ financial services and developing ways to overcome those barriers.
Microfinance programmes are currently promoted as a key strategy for simultaneously addressing both women empowerment and poverty alleviation in Ghana. However, there has been a hot debate on the potency of microfinance in empowering the Ghanaian women. Apparently, this research was conducted to analyse the impact of microfinance services on the economic and social empowerment of women in Ghana.
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